On age difference in joint lifetime modelling with life insurance annuity applications
نویسندگان
چکیده
منابع مشابه
“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولa new algorithm and software of individual life insurance and annuity computation
چکیده ندارد.
15 صفحه اولthe test for adverse selection in life insurance market: the case of mellat insurance company
انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
15 صفحه اولStatistical Aspects of Joint Life Insurance Pricing
Joint life insurance policies can be issued to married couples so that the insurance payoff is due at the time of the first death of a spouse (joint-life policy) or the second death of a spouse (last survivor policy). In recent years, a certain attention in the actuarial industry has been attracted to the latter. These policies are generally used by older couples for estate tax purposes and car...
متن کاملAnalysis of Joint Life Insurance with Stochastic Interest Rates
A general portfolio of joint life insurance contracts is studied in a stochastic interest rate environment with independent and dependent mortality models. Two types of joint insurance products, namely joint first-to-die and joint last-to-die, are considered in this project. Two methods are used to derive the first two moments of the prospective loss random variable. The first one is based on t...
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ژورنال
عنوان ژورنال: Annals of Actuarial Science
سال: 2018
ISSN: 1748-4995,1748-5002
DOI: 10.1017/s1748499518000076